We service the following cities and counties in the Washington D.C., Delaware, Maryland, Pennsylvania, Virginia and West Virginia area:

  • Delaware
    • Bethany Beach
    • Castle
    • Dover
    • Georgetown
    • Kent
    • Laurel
    • Lewes
    • Middletown
    • Milford
    • Millsboro
    • Newark
    • Rehoboth Beach
    • Seaford
    • Sussex
    • Wilmington
  • District of Columbia
    • We service all areas of the Nation's Capital in Washington D.C.
  • Maryland
    • Aberdeen
    • Allegany
    • Annapolis
    • Anne Arundel
    • Aspen Hill
    • Baltimore
    • Bethesda
    • Bowie
    • Brunswick
    • Calvert
    • Cambridge
    • Caroline
    • Carroll
    • Charles
    • Chevy Chase
    • College Park
    • Columbia
    • Crofton
    • Cumberland
    • Denton
    • Dorchester
    • Dundalk
    • Eastern Shore
    • Easton
    • Edgewood
    • Essex
    • Finksburg
    • Fredrick
    • Gaithersburg
    • Garrett
    • Germantown
    • Greenbelt
    • Hagerstown
    • Hancock
    • Havre de Grace
    • Howard
    • Hyattsville
    • Jefferson
    • Joppatowne
    • Kensington
    • Kent Island
    • Laurel
    • Lloyds
    • Lutherville
    • Montgomery
    • Mount Airy
    • Ocean City
    • Owings Mills
    • Pocomoke City
    • Poplar Island
    • Potomac Prince
    • Georges
    • Queen Annes
    • Queenstown
    • Randallstown
    • Reiserstown
    • Rockville
    • Salisbury
    • Severn
    • Silver Spring
    • Somerset
    • Takoma Park
    • Talbot
    • Taneytown
    • Thurmont
    • Timonium
    • Towson
    • Walkersville
    • Washington
    • Westminster
    • Wheaton
    • Wicomico
    • Williamsport
    • Worchester
  • Pennsylvania
    • Adams
    • Amaranth
    • Bard
    • Bedford
    • Berkleys Mill
    • Big Cove Tannery
    • Breezewood
    • Buck Valley
    • Buffalo Mills
    • Centerville
    • Chaneysville
    • Chambersburg
    • Connellsville
    • Emmaville
    • Fairhope
    • Fayette
    • Five Forks
    • Franklin
    • Fulton
    • Gettysburg
    • Glencoe
    • Greencastle
    • Inglesmith
    • Madley
    • McConnellsburg
    • Mercersburg
    • Needmore
    • Plum Run
    • Pocahontas
    • Purcell
    • Rainsburg
    • Roxbury
    • Salisbury
    • Shady Grove
    • Shimpstown
    • Shippensburg
    • Somerset
    • Springs
    • St. Paul
    • Sylvan
    • Uniontown
    • Warfordsburg
    • Waynesboro
    • Wellersburg
    • Wittenburg
  • Virginia
    • Aldie
    • Alexandria
    • Amissville
    • Annandale
    • Appalachian
    • Arlington
    • Ashburn
    • Basye
    • Berryville
    • Bluemont
    • Boyce
    • Bridgewater
    • Bristow
    • Broadlands
    • Broadway
    • Burke
    • Catlett
    • Centreville
    • Chantilly
    • Charlottesville
    • Clark
    • Clifton
    • Culpeper
    • Dulles
    • Edinburg
    • Elkton
    • Fairfax
    • Falls Church
    • Fauquier
    • Flint Hill
    • Fredrick
    • Fredericksburg
    • Front Royal
    • Gainesville
    • Great Falls
    • Hamilton
    • Harrisonburg
    • Haymarket
    • Herndon
    • Jeffersonton
    • Langley
    • Leesburg
    • Linden
    • Lorton
    • Loudoun
    • Lovettesville
    • Luray
    • Manassas
    • Marshall
    • Mclean
    • Middleburg
    • Middletown
    • Monterey
    • Mt. Jackson
    • New Market
    • Nokesville
    • Oakton
    • Prince William
    • Purcellville
    • Reston
    • Richmond
    • Round Hill
    • Shenandoah
    • Sperryville
    • Springfield
    • Stafford
    • Stanley
    • Staunton
    • Stephens City
    • Sterling
    • Strasburg
    • Stuarts Draft
    • Toms Brook
    • The Plains
    • Timberville
    • Upperville
    • Vienna
    • Warren
    • Warrenton
    • Washington
    • Waterford
    • Winchester
    • Woodbridge
    • Woodstock
  • West Virginia
    • Alton
    • Augusta
    • Baker
    • Barbour
    • Berkeley
    • Berkeley Springs
    • Bolivar
    • Brandywine
    • Buckhannon
    • Bunker Hill
    • Burnsville
    • Capon Bridge
    • Capon Springs
    • Charles Town
    • Clarksburg
    • Davis
    • Elkins
    • Fairmont
    • Franklin
    • Glengary
    • Grafton
    • Grant
    • Hampshire
    • Hardy
    • Harpers Ferry
    • Harrison
    • Hedgesville
    • High View
    • Inwood
    • Jefferson
    • Kearnesville
    • Keyser
    • Kingwood
    • Lewis
    • Lost River
    • Marion
    • Martinsburg
    • Mathias
    • Mineral
    • Monongalia
    • Moorefield
    • Morgan
    • Morgantown
    • Mount Storm
    • Oak Flat
    • Old Fields
    • Paw Paw
    • Pendleton
    • Petersburg
    • Pocahontas
    • Preston
    • Randolph
    • Ranson
    • Rio
    • Romney
    • Seneca Rocks
    • Shanks
    • Shepherdstown
    • Sugar Grove
    • Taylor
    • Tucker
    • Upper Tract
    • Upshur
    • Wardensville
    • Webster
    • Weston

Axiom Legal

northAmerican

866-819-8390

North American Protection Plans

MVP Full Replacement Chart
Maximum Value Protection (MVP)

When the full replacement protection of MVP is desired, you should select the level of protection that covers the total value of your belongings. At a minimum, the value you declare must be equal to $5.00 per pound times the total weight of your shipment. You may use a higher valuation rate per pound. If your total valuation falls between protection levels listed on the MVP chart, your full replacement protection and cost will be based on the next highest level.

Basic Liability Protection

There is no charge for Basic Liability Protection. However, it provides repair or replacement up to a maximum of $.60 per pound per article.

Is The Minimum Level Enough?

The level of protection you actually need for your household belongings may be greater than minimum levels based on your total shipment weight. Consult your homeowner's or rent's insurance policy for recommended coverage levels or use the inventory worksheet here. When determining the protection level for your household inventory, be sure to consider any high value items such as artwork, electronic equipment, crystal and porcelain collectibles. If you desire full replacement coverage, you must request Maximum Value Protection in writing on the Bill of Lading in the valuation section.

Protection Level No Deductible $250 Deductible $500 Deductible
$5,000 $107 $74 $66
$10,000 $163 $112 $101
$15,000 $197 $135 $122
$20,000 $230 $159 $142
$25,000 $274 $190 $171
$30,000 $326 $224 $203
$35,000 $379 $288 $241
$40,000 $431 $326 $274
$50,000 $486 $369 $310
$60,000 $560 $424 $355
$75,000 $646 $490 $411
$100,000 $799 $606 $508
$125,000 $952 $755 $657
$150,000 $1,092 $925 $823
$175,000 $1,253 $1,062 $945
$200,000 $1,428 $1,209 $1,075
$225,000 $1,588 $1,340 $1,197
$250,000 $1,802 $1,469 $1,307
$250,001+ * * *
Comparison of Protection Levels
Example using 10,000 lb. shipment. Calculated using actual shipment weight of your home.
MVP Full
Replacement

10,000lbs
x $5.00/lb.
_________

$50,000 minimum

Cost per chart $486
_________

x $5.00/lb.
_________

_________

Cost per chart = _____

Basic Liability
Protection

10,000lbs
x $.60/lb.
_________

$6,000 liability

Cost = No Charge
_________

x $.60/lb.
_________

_________

Cost = No Charge

Lloyd's Transfer Explains Full Value Replacement vs Basic Liability for Household Goods Moves in Northern Virginia. MVP

Full Replacement
($1,600 value)

Basic

$90 (150 lbs.)

Summary of Terms and Conditions

Maximum Value Protection: MVP covers the cost to repair or replace, whichever is less, any household item that is damaged, lost or destroyed during your move, up to the dollar amount that you declare as the replacement value of your possessions. Replacement is at today's full replacement cost - not a depreciated value. Complete replacement of multiple-item sets of china, gold and silver flatware, and crystal glassware are excluded. MVP pairs and sets protection may not apply to some corporate relocation contracts with North American. Consult your company's relocation program.

North American charges for MVP are based on the protection level and deductible option you select in writing. You must declare a minimum value no less than $5.00 per pounds times the total shipment weight. The MVP protection plan is available only on shipments within the United States (except Hawaii), and shipments to or from Canada. Additional charges apply if storage-in-transit is required. Valuation costs are doubled for shipments to or from Alaska.

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409 E. Main St. Berryville, VA 22611 | 866-819-8390

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